Housing & Community Development

Neighborhood Housing Programs For Providence Residents

Revised 3.12.05

These great housing programs are now available at the
DEPARTMENT OF PLANNING AND DEVELOPMENT
Call Barbara at 351-4300 ext. 405

DOWN PAYMENT/CLOSING COST ASSISTANCE - Let us help you buy your first home!

A deferred loan of up to $2,500!
No closing cost!
No interest/payments!

AMERICAN DREAM HOMEBUYER ASSISTANCE – A HUD loan providing down payment assistance to low and moderate income families. This loan can help you buy a LEAD-SAFE home in Providence!

A deferred loan up to 6% of home purchase price
No closing cost!
No interest/payments!

EMPLOYEE ADVANTAGE – Helping City employees buy homes in Providence!

A $2,500 – 0% interest forgivable loan for down payment, closing cost and /or mortgage interest rate reduction.

HOME REPAIR – An excellent way to fix Code Violations and make needed repairs. We’ll help you fix up your Providence home! Must be Owner Occupied

A low interest loan up to $25,000!
Up to 20 years to re-pay.
Flexible terms – even for those with less than perfect credit!

SENIOR HOME REPAIR – Up to a $10,000 deferred loan!

No interest, no payments for seniors – loan due upon sale!

EMERGENCY HOME REPAIR – If you have immediate repair problems and don’t qualify for our Home Repair program, you may qualify for this one!

A 0% interest loan for up to $10,000!
No payments – loan due upon sale!
Great for SENIORS!

LEAD HAZARD REDUCTION – Get the lead out!

Take care of windows, paint, siding and other hazardous areas of your home! Loan/ grants available in targeted neighborhoods!
Call 351-4300 to see if you qualify!

City of Providence
Department of Planning and Development
David N. Cicilline, Mayor